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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (63881 reviews)

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4.94

Based on 63,881 reviews, last reviewed 13th Apr 2025

273800% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to apply and all online Easy to apply. Great that all online and no paperwork or communications sent to home address. Reviewed on: 12th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (63881)

Review of the Zopa, Personal Loan:

Excellent rates and swift service

I have had two personal loans with Zopa now, I would be reluctant to go anyway else - Thoroughly recommended rates and service!! Reviewed on: 5th January 2018

Staff Professional and Wonderful Service

staff were quick effficient and the whole process was made easy Reviewed on: 12th April 2025

Excellent value

Have had 2 loans with them both been excellent value. Quick and easy to apply. Reviewed on: 12th April 2025

Every step of my loan application was straight forwa...

Every step of my loan application was straight forward, all the information readily available on the app, everything clearly explained Reviewed on: 11th April 2025

They're great at being easy to use and straightforwa...

They're great at being easy to use and straightforward app. Reviewed on: 11th April 2025

Never had an issue with them, apparently is easy to...

Never had an issue with them, apparently is easy to use and allows additional payments if you have spare cash Reviewed on: 11th April 2025

Great service easy application excellent communication

Great service easy application excellent communication Reviewed on: 11th April 2025

Helped me save money...

I wanted a consolidation loan to pay a credit card off, that was more than i was eligible for. A customer service advisor helped me by taking a few extra security details, and a copy of my passport and it was agreed in a few minutes, others just refused, whereas Zopa helped me save money as its much cheaper than the credit card i had. Reviewed on: 11th April 2025

I've not taken a loan , However, Zopa credit card is...

I've not taken a loan , However, Zopa credit card is absolutly fantastic easy to apply for & easy to get. In addition , zopa customer service is hrlpful ,,& always there online to chat, call or email & no long wait to get help Reviewed on: 11th April 2025

Fast and easy.

Really easy application process. Funds were in my bank account really quick Reviewed on: 11th April 2025

I’ve had a few loans from Zopa, Everytime they make...

I’ve had a few loans from Zopa, Everytime they make the experience as easy as possible and with the app I’m able to follow my payments with ease. I would really recommend Reviewed on: 10th April 2025

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