Smart Money People Logo

Zopa: Personal Loan reviews

4.94
Based on 64,648 reviews, last reviewed 16th Apr 2025
32% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy loans So easy to apply good customer service competitive rates as well Reviewed on: 16th April 2025
Philip Ford's avatar
Philip Ford

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025
Joe St's avatar
Joe St

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64649)

Review of the Zopa, Personal Loan:

Great rates and easy to apply

5
Easy to apply and very good rates. Thanks for your help when I most needed. Continue with your good work. Reviewed on: 6th January 2018

Easy to access.

4
Easy to access. App is very clear on showing my loans and how much I’ve paid and how much is outstanding Reviewed on: 16th April 2025

I have a loan with zapa ,the rate of interest it's v...

4
I have a loan with zapa ,the rate of interest it's very good and l am happy to get more loan next month, because l want dabble pay this left over to apply another loan soon Reviewed on: 16th April 2025

I was in need of money urgently for my daughter’s we...

5
I was in need of money urgently for my daughter’s wedding, I knew I had bad credit (not my fault I might add) but Zopa loaned me the money, that I’m very grateful of. Reviewed on: 16th April 2025

Great service

4
Simple to use , good app and so far a good service. Reviewed on: 16th April 2025

A to Zopa a loan or product to suit all

5
Extremely good professional customer service and good rapport during conversation catering to wants and needs highly recommended Zopa Sincerely Steven Wright Reviewed on: 16th April 2025

Need a loan today then Google us

5
I needed a loan urgently I found the form easy the process a dream had money in my account same day. Honestly found them the easiest to process loan and I will certainly use them and their services again Reviewed on: 16th April 2025

Go Zopa!!!

5
Such an easy application that was clear & fast to complete Reviewed on: 16th April 2025

Best rate on the market, brilliant app, easy to trac...

5
Best rate on the market, brilliant app, easy to track loan and view settlement figure Reviewed on: 16th April 2025

So easy good rates I understood the terms & conditions.

5
So easy good rates I understood the terms & conditions. Excellent customer service too. I like being a Zopa customer. Reviewed on: 16th April 2025

Zopa is a fantastic loan provider

5
I have taken out several loans from zopa, and find that their monthly payments are the lowest. I love the app because it gives you insights on how to improve your credit score. Reviewed on: 16th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products