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Zopa: Personal Loan reviews

View other Zopa products
4.94
Based on 64,877 reviews, last reviewed 21st Apr 2025
27% increase in 5 star reviews
in the past 90 days
600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Bank Brilliant quick service for both the loan and credit card. Easy app to use and very secure. Reviewed on: 21st April 2025
Jeanette W's avatar
Jeanette W

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025
Ken B's avatar
Ken B
Read all reviews See your review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64877)

Review of the Zopa, Personal Loan:

Easy to understand loan process which clearly outlin...

5
Easy to understand loan process which clearly outlines costings and expectations. Any dealings with advisors whether on line or on phone are always professional and friendly. Reviewed on: 9th January 2024
Susan Y's avatar
Susan Y

Their great app makes my loan very easy to manage.

5
Their great app makes my loan very easy to manage. Reviewed on: 20th April 2025
John M's avatar
John M

Easy to apply and a reasonably quick turnaround.

5
Easy to apply and a reasonably quick turnaround. Reviewed on: 20th April 2025
Mickorman's avatar
Mickorman

One stop shop!

5
One stop shop! Simple to apply, wick to approve. Reviewed on: 20th April 2025
Paul Smith's avatar
Paul Smith

Great personal loan experience

5
The process to apply for a personal loan was really simple, I got a quick decision and it’s great being able to track my payments on the app. Really happy with my loan and good interest rate too. Reviewed on: 20th April 2025
Jacqui L's avatar
Jacqui L

Excellent company

5
Dry easy to use and application was straight forward and quick Reviewed on: 19th April 2025
Philip Whittaker 's avatar
Philip Whittaker

Good easy to use online.

5
Good easy to use online.Good offers and kept updated through proceedings Reviewed on: 19th April 2025
Gary w's avatar
Gary w

First experiences of dealing with Zopa back in Octob...

2
First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two loans were taken out For £14k and £10k. They have both been paid down monthly and now stand at only £2293 and 3832 respectively. The loans are almost paid up. Meanwhile, we have been email-shotted constantly about new products and invited to take out new loans. When we responded recently we were turned down and Zopa tried to refer us... Reviewed on: 19th April 2025
Ken B's avatar
Ken B

Excellent service user friendly App and very clear i...

5
Excellent service user friendly App and very clear in what you receive. Have also started saving in Saving account again user friendly . If you’re under pressure or generally require funds loan or credit found Zopa perfect Thank you Reviewed on: 19th April 2025
Satvir Hundal's avatar
Satvir Hundal

Great Loan Options, Excellent App to See Progress

5
I took out a loan with Zopa to cover roof repairs and car finance at a lower interest rate. Love using the app which shows the progress over time, the amount I am payng and the amount left Reviewed on: 19th April 2025
Toby Hayes's avatar
Toby Hayes

No issues or problems.

5
No issues or problems. Easier application and decision,in bank when stated Reviewed on: 19th April 2025
Elizabeth C's avatar
Elizabeth C

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