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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Quick easy and very competitive

Great service, quick easy and highly recommended Reviewed on: 19th December 2016

Loan

Very easy plus a great rate and received the money in bank within 24 hrs. Reviewed on: 19th December 2016

Quick, simple and competitive

Zopa is extremely competitive, very easy to apply, quick and simple, no fuss, excellent company. Reviewed on: 19th December 2016

great company to do business with

Very easy web site to use and very quick with the pay out no messing Reviewed on: 19th December 2016

Easiest no Hassle loan

cheapest interest rate also able to pay off loan early with no penalties Reviewed on: 19th December 2016

Quick, easy and thorough

Zopa were friendly and extremely efficient when I applied for a loan. They made the necessary checks with my employer and thoroughly looked into whether or not I could afford the loan which is great news because it protected me and them from a potentially bad decision. I would thoroughly recommend Zopa to anyone looking for a loan. Reviewed on: 19th December 2016

Very good customer service

Applied on the Sunday had the funds in my account on the Tuesday really quick service. Really happy with the Service i received. Reviewed on: 19th December 2016

Easy To Apply & Efficient Service

When I applied for my Zopa loan online the whole process was so straight forward. I felt safe and secure as a first time user because my details were also checked in person over the phone. The application was fast and easy and everything worked seemlessly. I would definitely recommend Zopa to my friends and family. Reviewed on: 19th December 2016

Flexible Loan

Taking out the loan, paying it and overpaying it and managing it all is wonderful on Zopa. New Age Banking Service.. They need to win it. Reviewed on: 19th December 2016

Zopa loan

Very quick application, no fuss and rates were not too bad. Reviewed on: 19th December 2016

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