Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

simple easy supportive

It was simple and straightforward to find out zopa rates of interest and to finalise agreement. I also like that there is someone on the end of a phone if you have any problems or anxieties. Of course the final best thing about Zopa are their rates which are very competitive. Reviewed on: 19th December 2016

Very quick and good rates

Very quick and very helpful with the whole process. Reviewed on: 19th December 2016

Straightforward, no messing, great low rate

I needed a loan urgently so I quickly typed in the amount and Zopa came up at an incredibly low rate. I know my credit rating is favourable; but this was too good to be true. However, as it was so easy to apply for on the website - I did; knowing I had nothing to lose. The next day I was contacted with a few straightforward questions. Lo and behold! I received the money within two days at the extemely low rate they had offered. Recommend to everyone! Reviewed on: 19th December 2016

Quick, easy and amazing rates

I hadn't heard of Zopa before, but after applying on-line which was a breeze, I can't recommend them enough and have a taken a further loan thru them since. Along side this there rates are favourable too. So a happy man which I can't say about previous borrowers. Reviewed on: 19th December 2016

First class

Transparent lending, excellent customer service and competitive rates. Reviewed on: 19th December 2016

hassle free

needed a loan for a holiday,no problem approaching zopa arranged a loan fairly quickly without any problems will use them again. Reviewed on: 19th December 2016

Can make extra payments when you want without a charge if you pay off early

Easy to apply and can make extra payments when you can Reviewed on: 19th December 2016

Quick & easy

Was a quick process & had the money within a couple of days - great service! Reviewed on: 19th December 2016

Brilliant experience

It was easy and quick. That's the most important for me Reviewed on: 19th December 2016

Wonderful rates and customer service

Fantastic experience, clear and good level of communication. Easy to review current loan. Would and have recommended Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from QuidCycle (inactive company) 2.00 from 1 reviews
Personal Loan
from Monzo 4.89 from 114 reviews
Personal Loan
from TSB 3.10 from 19 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub