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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fast and efficient service

Excellent communication, fast decision, easy to review your account, I would highly recommend Reviewed on: 19th December 2016

Great Company!

Zopa were there when I needed them - they treated me with respect without interrogation which in turn made it clear I was able to make my own decisions about my finances. Very reasonable loan, a great idea and fab way to run a company. Reviewed on: 19th December 2016

Very easy to deal with.

Originally sought a loan for a car & after a recommendation from Martins money mail applied & very quickly got the amount needed from Zopa.Since got another loan also very simply. Reviewed on: 19th December 2016

Awesome and so competitive

I would really recommend Zopa in all aspects User friendly Fast Prompt An very competitive 5 STARS Reviewed on: 19th December 2016

Easy, affordable, great

Easy to do and great choice of rates Reviewed on: 19th December 2016

Great service

Excellent company to work with. Very fast and smooth transaction. Would 100% recommend them to anyone. Brilliant Reviewed on: 19th December 2016

Been very pleased had no problem in getting a loan

Would highly recommend in applying for a loan with Zopa Reviewed on: 19th December 2016

Perfect Loan

Really easy to use online system, but the best thing is the flexibility to pay off the loan early, love that option and would definitely recommend. Reviewed on: 19th December 2016

Easy to set up and good loan terms

Very easy to set up. Good terms and rates. Reviewed on: 19th December 2016

They helped me out when I needed it

A couple of years ago I needed a loan to consolidate my debts. Zopa were the best value out there and the application process was so quick and easy I was sorted in no time and my finances have been in great shape ever since. Reviewed on: 19th December 2016

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