Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

View other Zopa products

4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65247)

Great and simple service with very quick response

Great and simple service with very quick response Reviewed on: 11th April 2024

Easy to use App.

Easy to use App. Flexibility for payment dates Reviewed on: 11th April 2024

Extremely easy process.

Extremely easy process. Fast payout. Excellent customer care. Reviewed on: 11th April 2024

Top Company

Easy to apply for a personal loan Reviewed on: 11th April 2024

Easy application & simple app to check balances etc

Easy application & simple app to check balances etc Reviewed on: 11th April 2024

I've had several products with Zopa and alwts the pr...

I've had several products with Zopa and alwts the process to apply has been simple. Also when I've had queries they've dealt with them first time, efficiently Reviewed on: 11th April 2024

Easy to apply and quick decision and fast payment

Easy to apply and quick decision and fast payment Reviewed on: 11th April 2024

Zopa is easy, fast, professional, and efficient!

Zopas loan process was easy and fast, unlike other providers who conditionally approve and require numerous calls. They also offered the same APR they advertised unlike other providers. A year later when I called their call centre for information on my loan, they were pleasant and efficient, and their app is easy to use. Reviewed on: 11th April 2024

Fantastic Zopa Services

it was very easy from applying and receiving the card Reviewed on: 11th April 2024

Great easy transaction, no fuss or hassle.

Great easy transaction, no fuss or hassle. easy to keep up to date with finances Reviewed on: 10th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from CU Loans 4.75 from 2 reviews
Loans
from Cambrian Credit Union 5.00 from 1 reviews
Loans
from Voyager Alliance Credit Union 4.89 from 368 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub