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Zopa: Personal loan reviews

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4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
94% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

First class lenders.

5
A no nonsense approach to lending money from a trustworthy organisation with good reviews. A thorough but quick vetting procedure gives confidence. Reviewed on: 3rd January 2018
Andrew Parton's avatar
Andrew Parton

Quick and easy

5
Very quick easy to use very friendly Reviewed on: 3rd January 2018
Clair Hepburn's avatar
Clair Hepburn

Very good

5
No problems with the loan, all agreed and the rate is competitive. Reviewed on: 3rd January 2018
Richard Beach 's avatar
Richard Beach

Hassle free loan.

5
Found out almost immediately that I was allowed to get the loan(12000) with my bad credit rating. Money transferred was fast. Nice low reasonable monthly payback price. And the best thing is Zopla has not ONCE bothered me at all! they have literally left me alone to pay this loan back in peace.. i highly recommend Zopla. Reviewed on: 3rd January 2018
John's avatar
John

Completely Satisfied

5
From start of application to transfer of funds all in instructions were clear and concise, I experienced no issues at all, the process was quick and smooth with a very competitive rate awarded. Reviewed on: 3rd January 2018
Keith 's avatar
Keith

Very good service

5
Very easy to set up online. Simple to access my account. Reviewed on: 3rd January 2018
Richard Brolia's avatar
Richard Brolia

Quick and easy

5
Always helpful when ever I phone up Web site nice and easy to use Reviewed on: 3rd January 2018
Alma Webster's avatar
Alma Webster

5 Extremely likely

4
I got confirmation of my loan quickly and the money was in my bank just as quick, very efficient. Reviewed on: 3rd January 2018
Mary Thomas's avatar
Mary Thomas

Quick and reliable

5
Amazing stress -free service, best rates on the market Reviewed on: 3rd January 2018
Anna Hollingsworth's avatar
Anna Hollingsworth

excellent loan provider

5
Very happy with customer service my loan was quickly approved at an excellent APR rate. Very happy with my experience in using Zopa and would recommend them to anyone. Would use again! Reviewed on: 3rd January 2018
tracey Woodruff's avatar
tracey Woodruff

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