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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

quick and easy

Quick and easy loan set up, approved in my my bank acount in a couple of days, hasstle free and reliable company, highly recommend Zopa loans. Reviewed on: 3rd January 2018

Excellent hassle free service

Quick, easy and excellent rates completely hassle free would highly recommend Reviewed on: 3rd January 2018

No fuss funding.

The whole process was straight forward from beginning to end with an instant decision and access to the money fast. Reviewed on: 3rd January 2018

Best Loan Company

Zopa was by far the easiest company to deal with for a personal loan. Loved the fact you could also do a soft check to see your loan rate before applying. The whole process was simple and friendly. Would highly recommend this company. Reviewed on: 3rd January 2018

Super easy loan

Zopa loans are very competative and are very easy to apply. I was very pleased with the intrest rate and offer of loan i could not refuse. I was kept up to date throughout my loan by logging into my online account. U can change your payment dates / pay off a lump sum or pay loan in full early at the touch of a button. Very straight forward what you waiting for ! Reviewed on: 3rd January 2018

Very transparent and Good Rate

Very transparent, Good rate, Flexible repayment option, right amount of emails (no spam). Perfect :) Reviewed on: 3rd January 2018

Zopa loan,

I am a zopa loan customer since 2015. I am very happy with there customer service and interest . I am recommending all of my friends that if they need loan , so contact with zopa . Thank you Reviewed on: 3rd January 2018

fabulous easy

was a really nice experience because was easy Reviewed on: 3rd January 2018

Excellent And very quick decision

Highly recommended. Very good contact... Reviewed on: 3rd January 2018

Great experience

Very easy to complete the application, quick decision, easy to set up a direct debit for repayments and quick to transfer money into my account. I love the online portal where I can see exactly how much I’ve repaid, how much I still have to pay and I can make extra repayments too. Reviewed on: 3rd January 2018

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