Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

View other Zopa products

4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65247)

Quick , easy application

Quick, easy application and funds quickly available Reviewed on: 3rd January 2018

Easy loans

Very quick very helpful easy to apply Reviewed on: 3rd January 2018

Fantastic

you want a loan then zopa is the only place you should look. Amazing!! Reviewed on: 3rd January 2018

Fast And Easy To Use

Straightforward loan facility perfect for buying my car, great rates and easy to use. Reviewed on: 3rd January 2018

Instant decision at great interest rate

Others were to long winded and despite having an excellent credit score some even refused No such problems with Zopa Reviewed on: 3rd January 2018

Zopa a listen lender

When the banks were not listening zopa offers me a very competitive rate for the right amount Reviewed on: 3rd January 2018

No nonsense fast

Honest company, no nonsense approach. As it says on the tin. Reviewed on: 3rd January 2018

Easy and efficient

Quick response to any questions. Pleasure to deal with would recommend Zopa. Reviewed on: 3rd January 2018

Best by far, saved loads

I had a previous loan with Zopa, but they contacted me to tell me I could save money on my old loan, and it was a significant amount too. High St banks don't do that! Reviewed on: 3rd January 2018

Excellent!

I have only positive things to say about Zopa - fast service, excellent rates and great communication. Would definitely recommend. Reviewed on: 3rd January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from MYJAR 4.69 from 108 reviews
Loans
from London Capital Credit Union 4.80 from 83 reviews
Loans
from Advance Credit Union 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub