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Zopa: Personal loan reviews

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4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
81% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Excellent Loan Provider

5
Having my loan through zopa has been so straight forward- i was offered a great rate and everything is fully visible online so I can keep on top of everything. I’ve already recommended them to a number of friends and family and will use them again myself. Reviewed on: 3rd January 2018
Kelly Joanne O'Connell's avatar
Kelly Joanne O'Connell

Fast, easy and reliable!

5
I was granted and received my loan within a week. I can regularly check the status of my loan online and the customer service team are more than helpful and always available. Couldn't recommend enough! Reviewed on: 3rd January 2018
Natalie Salliss's avatar
Natalie Salliss

Great rates and easy to use

5
Great rates and so easy to use and understand Reviewed on: 3rd January 2018
Emily Louise Wilson's avatar
Emily Louise Wilson

Brilliant, easy service

5
Requested quiet a large loan and the process was stream less, no stress. Also every time I call for help I receive great customer service, well done Zopa Reviewed on: 3rd January 2018
Nadine Fitzpatrick's avatar
Nadine Fitzpatrick

Zopa is a very good company.

5
I am very happy to recommend zopa loan company. I am a customer since 2014 with them . If any of my friends need a loan I tell them contact with zopa. Thank you Reviewed on: 3rd January 2018
Mohamed Obaidullah's avatar
Mohamed Obaidullah

The flexible loan

5
I find the ability to make overpayments so convenient, the flexible loan for the 21st Century. Reviewed on: 3rd January 2018
Graeme Whitehouse's avatar
Graeme Whitehouse

Motorbike fund

5
I took out a Zopa loan to buy my dream motorcycle. The low interest rate meant it was cheaper than using a finance agreement, plus free early repayments means the bike will be mine after a few good months at work! Highly recommended! Zopa made a dream come true. Reviewed on: 3rd January 2018
Thomas Dreaning's avatar
Thomas Dreaning

Great rates and easy to use

5
Best rates on the internet and really easy to apply for. Great communication without being overwhelming and really clear and easy to manage online without complicated security. Reviewed on: 3rd January 2018
Emily Louise Wilson's avatar
Emily Louise Wilson

Very simple and fast!

5
I applied for a zopa loan as they were advertised as the lowest interest rate on the amount I wanted to borrow. Once I applied the interest rate didn't change like some other banks, i was given as advertised. The money was in my account very quickly and smoothly. Also like the simple online account. Reviewed on: 3rd January 2018
Joshua Lewis's avatar
Joshua Lewis

Easy, Fast Payment, Low APR!

5
With an easy application process, fast payment into my account, great online account service and best of all low APR rates... I absolutely would recommend Zopa! Reviewed on: 3rd January 2018
Ashley McCord's avatar
Ashley McCord

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