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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

87% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Good rate, very flexible

Zopa offers a very flexible loan enabling users to pay back extra or in full without the additional penalties most banks charge. The online website is also very clear and easy to use. Reviewed on: 3rd January 2018

Satisfaction Guaranteed

I've had nothing but a great customer service from the Zopa team. Very reliable and extremely helpful. Zopa ticks all the boxes✔️ Reviewed on: 3rd January 2018

No fuss loans

The experience of applying for loans made easier. Reviewed on: 3rd January 2018

Quick and easy

The process for applying for a loan is quick easy and hassle free, from application date to funds in my account in under 3 days and that was the standard service not express. Well done folks. Ps. My second loan, first one completed. Reviewed on: 3rd January 2018

Great company

Zopa make everything work very well. Wouldn't hesitate to use them again. Reviewed on: 3rd January 2018

Super efficient loans at great rates

On my second loan from these guys, extremely efficient system, no fuss quick decision, and rapid payment into your account. I couldn't improve any part of it. Simply first class Reviewed on: 3rd January 2018

GOOD RATES AND NO EARLY REPAYMENT FEE

I HAD TWO LOANS FROM ZOPA, WHICH WERE PROCESSED VERY QUICKLY AND GOT THE BETTER DEAL AS COMPARED TO THE OTHER LOAN PROVIDERS. VERY HAPPY CUSTOMER. Reviewed on: 3rd January 2018

Simple fair and afordable

From application to payout, the process was simple and straightforward. Soft search was great if your unsure if it would go through and rates offered were competitive- A* to Zopa Reviewed on: 3rd January 2018

Super bank

Quick easy loan low rates the only lender you will ever need will use in future again Reviewed on: 3rd January 2018

Easy and Quick

very easy and very quick process. Reviewed on: 3rd January 2018

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