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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

simple and hassle free

i have had two loans and i found it very easy to apply and had excellent service from the team. the application process was pain free and no hassle. would definitely use them again. Reviewed on: 3rd January 2018

Good Experience

I was looking to consolidate some debt and Zopa were quick, easy to apply and quickly gave me the positive response. Then the funds were in my account within days, superb service. Reviewed on: 3rd January 2018

Excellent Service

I cannot recommend Zopa highly enough, the easiest and most efficient loan company I have ever had the pleasure of dealing with Reviewed on: 3rd January 2018

Quick and easy loans

Got a good deal on a loan very quickly. Not a permanent resident, but we’re very accommodating. Reviewed on: 3rd January 2018

Excellent service

Very fast at agreeing and sorting out the loan with ease and no hassle. Would definitely highly recommend. Reviewed on: 3rd January 2018

Transparent

Very transparent from the start. Easy to use websites. Comparable rates. Reviewed on: 3rd January 2018

Best Provider on the Market!

Always a smooth transaction with Zopa and such good customer service at the best possible price. Great lender! Reviewed on: 3rd January 2018

Excellent value

Quick easy, low interest . No fuss would recommend Reviewed on: 3rd January 2018

Best laon yet

Quick and very easy to apply..easy affordable repayments..best interest rates ive seen. Reviewed on: 3rd January 2018

Easy and Quick to use

Simple intuitive website that i can see how much i have outstanding and the application stage is quick and personalised. This is my second Zopa loan (both when my car died) and i would highly recommend and have to friends and family. Reviewed on: 3rd January 2018

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