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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Quick decision, manageable rates

I needed a quick and non-scary loan to help with a big art project and Zooa trounced my existing bank with their rates and reasonably monthly repayments. Reviewed on: 3rd January 2018

Easy application

Quick, straight forward loan applications with clear customer service. Reviewed on: 3rd January 2018

Great company

Struggled to find a good lender Zopa is a great and offers really good customer service. They really helped me out when I needed it and would definitely recommend to friends and family!! Reviewed on: 3rd January 2018

Really excellent. Totally flexible

I've used zopa twice now and they are brilliant. Reviewed on: 3rd January 2018

TOTALLY HASSLE FREE LOAN APPLICATION

So impressed with this company , great interest rates and an online account that I can log onto at anytime to see the balance of my loan etc leaving me totally in control. I would highly recommend them. Reviewed on: 3rd January 2018

Very Good

Efficient , transparent and courteous. Reviewed on: 3rd January 2018

No fuss

I have just applied for what will be my third loan with Zopa ,that really says it all. Great rates and an easy application process. When you have to communicate via the telephone you are not kept waiting too long and when you get through they assist you I. A polite and efficient manor. Reviewed on: 3rd January 2018

Supa Dupa Zopa

Very efficient , hassle free , professional business Reviewed on: 3rd January 2018

Simple to use and very easy decision process

I think zopa is a very good loan provider from start to finish they are very professional and easy to use and their online service is even better Reviewed on: 3rd January 2018

Easy, simple. Highly recommended.

Easy to apply and the money was in my account in no time at all. Reviewed on: 3rd January 2018

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