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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Fast and efficient, easy to understand

4
The whole process was quick to apply and turn around time was fast. Rates and terms and conditions were clear and easy to understand. A straightforward process. Reviewed on: 30th June 2017

convenient and fast personal loan

5
No hidden costs. Easy process. Reasonable prices. Reviewed on: 30th June 2017

Speedy superb service

5
Quick and easy to use Excellent customer service Thank you Reviewed on: 30th June 2017

easy, rreliable service. trustworthy

5
easy to apply, online and easy to use web application. faultless service and commuication Reviewed on: 30th June 2017

Hassle free loan

5
Very helpful company, no hassle to apply for a loan and find out straight away! Really easy to check online statement and pay extra money back each month. Reviewed on: 30th June 2017

Simple hassle free

5
Easy and quick application process. Quick turnaround time. Reasonable rates. Reviewed on: 30th June 2017

Quick Convenient and easy online processing

5
Quick simple solution. Would most definitely recommend to use. Reviewed on: 30th June 2017

Good service

5
Good service and good rates. Happy customer. Reviewed on: 30th June 2017

An incredibly professional lender.

5
Zopa has on two occasions borrowed me money. The application is hassle free as is early repayment. They are a pleasure to deal with. Thank you Zopa! Reviewed on: 30th June 2017

Efficient and quick

5
It's easy, it's fast, it's efficient....and the interest rate is actually lower!! Reviewed on: 30th June 2017

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