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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
48% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

100% would recommend to all

5
Easy to do, with fast response and the app is brilliant Reviewed on: 3rd March 2024

No issues excellent speedy service

4
No issues excellent speedy service Reviewed on: 3rd March 2024

I had an excellent experience.

5
I had an excellent experience. My loan was processed very quickly and in my account. Also having spoken with your colleagues, they were knowledgeable, patient and helpful Reviewed on: 3rd March 2024

Loan....

3
Don't look at the person, I think it is an ai set up... loan rates very high. Reviewed on: 2nd March 2024

Great for Loans and Savings

5
Easy sign up and great deals, the app makes tracking the status of the loan a breeze Reviewed on: 2nd March 2024

Simple and fast loan process

5
Simple and fast loan process. Access to funding and delivery very good Reviewed on: 2nd March 2024

Very easy process and good rates for repayment.

5
Very easy process and good rates for repayment. Great, easy to navigate app too. Reviewed on: 2nd March 2024

They have been quick to reply and helpful if I have...

5
They have been quick to reply and helpful if I have had any issues. Reviewed on: 2nd March 2024

LoanGood rates and they keep you up to date

5
Good rates añd they keep you up to date Reviewed on: 2nd March 2024

Great company

5
Very professional in their handling of any queries you have regarding their products and advising on best product available for you personally Reviewed on: 2nd March 2024

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