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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
47% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Great App easy to access with good security

5
Great App easy to access with good security Reviewed on: 2nd March 2024

***********

5
Simply to get the loan. Easy to pay back Reviewed on: 2nd March 2024

Car Loan

5
Had a loan to buy a car, process was simple and easy and money arrived quickly. I paid back early too with no issues or problems Reviewed on: 2nd March 2024

Easy to use App and very quick service

5
Easy to use App and very quick service Reviewed on: 2nd March 2024

Efficient Service

5
Very easy to manage repayments. Very efficient and responsive customer care service. Highlights the loan or credit card availabilities and credit scores with less interest rates so that we can close our loans faster. Reviewed on: 1st March 2024

so easy and quick

5
so easy and quick to fix the loanand being able to pay extra makes a big difference Reviewed on: 1st March 2024

Loan approved

4
Good rate and easy approval, clear and transparent from the off. Reviewed on: 1st March 2024

Excellent app to carry out your business

5
Excellent app to carry out your business Reviewed on: 1st March 2024

Quick and easy loan application

5
Quick and easy and the savings interest rate changed quickly for our savings Reviewed on: 1st March 2024

First Class service

5
Smooth process very easy to apply Reviewed on: 1st March 2024

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