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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
46% decrease in 5 star reviews
in the past 90 days
25% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Everything smooth uncomplicated

5
Everything smooth uncomplicated you know exactly where you stand great service Reviewed on: 1st March 2024

Fantastic company

5
Never a problem contact them. Ease to change payment dates. Great appto check your progress. Reviewed on: 1st March 2024

Perfectly

5
Very nice very happy to use my Zopa card Reviewed on: 1st March 2024

Great service will definitely use again and recommend

5
Great service will definitely use again and recommend Reviewed on: 1st March 2024

Excellent service, Tthey're monitoring everything wi...

5
Excellent service, Tthey're monitoring everything wisely, Reviewed on: 1st March 2024

Give you a chance when other lender dont

5
Give you a chance when other lender dont Reviewed on: 1st March 2024

Best around

5
Easy to use app, quick answers to any questions, keeps you up to date with any offers. Reviewed on: 1st March 2024

Very easy process decision straight away

5
Very easy process decision straight away Reviewed on: 1st March 2024

Excellent service, easy to access and manage the acc...

5
Excellent service, easy to access and manage the account Reviewed on: 1st March 2024

Always easy to deal with. Great service

5
Always easy to deal with, quick and efficient Reviewed on: 1st March 2024

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