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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

46% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Application for a personal loan

When I applied for my loan it was easy to do, great APR the app is easy to use and I can see my savings and outstanding loan balance. I feel that zopa offers a great service I am very happy Reviewed on: 1st March 2024

A excellent speedy and personalised service

I applied for a loan, they did a credit search as it was a large amount and within 2 hours the money was in my account. They have given me sound advice on money matters since and I highly rate there service. Reviewed on: 1st March 2024

It’s all so clear and straightforward

It’s all so clear and straightforward Reviewed on: 1st March 2024

Great value products.

Great value products. Smooth application process. Great communication. User friendly app, quick to check balances and provide key info and also to take further actions. Reviewed on: 1st March 2024

No hidden cost and honest assessment on what you can...

No hidden cost and honest assessment on what you can afford no frills needed Reviewed on: 1st March 2024

Zopa first choice for me

So easy to use and great rates used this company for a long time now so helpful! Reviewed on: 1st March 2024

Fast easy no hassle

Fast easy no hassle definitely recommend Reviewed on: 1st March 2024

Excellent service.

Excellent service. Simple and easy to use app. Paid a few loans back with Zopa and it’s been a simple transaction Reviewed on: 29th February 2024

Very easy to apply and navigate.

Very easy to apply and navigate. Quick answer on applying and money in my bank within an hour Reviewed on: 29th February 2024

It was quick easy and hassle free with instant decis...

It was quick easy and hassle free with instant decision. Reviewed on: 29th February 2024

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