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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

46% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Is very good, I like it is the best bunk

Is very good, I like it is the best bunk Reviewed on: 29th February 2024

Never had any issues, great app,

Never had any issues, great app, Reviewed on: 29th February 2024

Fast efficient service .

Fast efficient service ..easy to apply and friendly service Reviewed on: 29th February 2024

Reasonable rates and fast service

Reasonable rates and fast service Reviewed on: 29th February 2024

Wonderful from application to acceptance of lian

Wonderful from application to acceptance of lian Reviewed on: 29th February 2024

Fantastic company and so quick to inform if you are...

Fantastic company and so quick to inform if you are due a loan . Would highly recommend this company and won’t go with anyone else now . Reviewed on: 29th February 2024

Dealing with Zopa is very easy.

Dealing with Zopa is very easy. Great customer service and excellent product range. Reviewed on: 29th February 2024

Zopa offered me a loan when my finances were ready s...

Zopa offered me a loan when my finances were ready super easy process very quick no fuss Reviewed on: 29th February 2024

Stress free loan

Everything has been easy from start to finish - from finding a suitable loan to receiving the money and using the app for updates and making extra payments. Zopa have taken the stress out of getting a loan Reviewed on: 29th February 2024

Responsible Lender

I have had 3 personal loans , I like the fact that Zopa are responsible lenders and will only allow you to only have what you can afford to pay back comfortably . Reviewed on: 29th February 2024

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