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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Very easy and fair

Quick and easy process, no hidden costs would use again Reviewed on: 24th June 2017

Helpful, understanding and brilliant!

I've had two loans with Zopa, and their customer service has been excellent each time. The decision was made in minutes, and the application process was quick and easy. I'd highly recommend them to anyone! Reviewed on: 24th June 2017

Quick, easy & reliable

I found the application for my loan very easy. It was a very fast response and was in my account on the date they said. The online account is great as you can check on everything. I was even able to change my billing date to one that convenient. I would definitely recommend and have done to my friends and family. Reviewed on: 24th June 2017

Fantastic Zopa

I had a great experience with Zopa, I will definitely recommend them to all my friends and family. Khalid Shaheen Reviewed on: 24th June 2017

Great

Quick an easy loan. Helpful staff Reviewed on: 24th June 2017

Zopalicious

Smooth smart seamless straightforward - zopalicious Reviewed on: 24th June 2017

Easy loan company without drama

I took out a loan to help with my wedding, the payment plan was simply set up and within 3 working days i had the loan i requested, i was also able to log on on line and see how much i had left in a simple breakdown Excellent loan company without the scarey prospect of it being a loan shark Reviewed on: 24th June 2017

Excellent service and no hassle

I needed to meant no e.g. and the service was great I asked about lending mo at and the gave me a quote straight away and when i accepted the money was in the bank in the next couple of days Reviewed on: 24th June 2017

Very fast

Very easy to apply for and fast dession Reviewed on: 24th June 2017

Easy loan

Very easy to apply for and fast Reviewed on: 24th June 2017

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