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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

83% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Great rates

I got a loan with Zopa, doing business with them was easy, fast and the rate was fantastic...much better than any bank or other loan company could offer. Reviewed on: 23rd June 2017

Great great

I have Loan with zopa.quick aplication quick money very happy customer thx Reviewed on: 23rd June 2017

Personal, simple, brilliant!!

So simple, so easy! Would certainly apply again in the future Reviewed on: 23rd June 2017

Mr wilfred branney

I needed help it was really easy with my consolidation loan and we're now back on track financially thanks to zopa and the staff are friendly and understanding Reviewed on: 23rd June 2017

Simple and easy to apply.

Made the application on line and in a few moments I had a answer.casg in bank a few days later...ideal. Reviewed on: 23rd June 2017

Super easy

Very easy to deal with, fast transaction and even better i was able to pay off the loan early with less interest and no fees. I have already recommended to friends and family and would certainly use again in the future without hesitation! Reviewed on: 23rd June 2017

Excellent concept

I love the whole principal of Zopa both from a loan and lending point of view it works brilliantly and have been a great company to borrow from Reviewed on: 23rd June 2017

Excellent customer service and rates

Was given their details by a friend, fast friendly and efficient. Thoroughly recommend them to all Reviewed on: 23rd June 2017

very good service for everyone that wants to make extra income

For years I've used Zopa for my financial needs, whether its borrowing money or lending them for profit, I strongly recommend to everyone that is interested in making extra money to supplement their income. Reviewed on: 23rd June 2017

Quick and helpful

Very easy to use website. Money transferred quickly. Good service so far Reviewed on: 23rd June 2017

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