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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

83% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

No early fee's

Pay the whole loan back early with no fee Reviewed on: 23rd June 2017

Fandabidosi

Brilliant from start to finish, couldn't hope for better customer service. Reviewed on: 23rd June 2017

Easy

The easiest loan I've ever had start to finish in 3 days boom money's in the bank Reviewed on: 23rd June 2017

Reasonable, efficient, fair

I have had 2 loans from zopa and on each occasion the product they provided has, after much research always been the best option available. They process quickly and smoothly and i will always use Zopa if a loan is required on the back of these positive experiences and findings. Reviewed on: 23rd June 2017

Quick and easy.

Application was easy, got my money quickly and at a great rate. Would recommend. Reviewed on: 23rd June 2017

Never said no.

I've taken out a total of 6 loans with zopa, love the fact you can pay full balance with no fee's Reviewed on: 23rd June 2017

Easy to negotiate website

Happy with loan deal and re payment. Good customer service. Reviewed on: 23rd June 2017

Loan without a moan

Had a couple of loans and both have been total hassle free. Great rates and great service what more could you ask for. Reviewed on: 23rd June 2017

Quick and straightforward

Needed a loan quite quickly, the process was so quick and easy. If needed again I will DEFINITELY look to Zopa for help and support. Reviewed on: 23rd June 2017

Superb cost effective way of borrowing!

I applied for a loan from Zopa as recommended from Moneysavingexpert website. I Was pleasantly surprised at the extremely low interest rate and the speed from initially applying to having the money in my account. A really nice touch is having a monthly statement sent to my email address and the ability of paying the loan off sooner if I wished. Have already recommended Zopa to friends. Reviewed on: 23rd June 2017

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