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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

44% decrease in 5 star reviews

in the past 90 days

33% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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Zopa Personal loan reviews (65247)

Superb service/speed and Rates!!

The service was superb.. in a matter of moments I was accepted for a low APR loan that was in my account in a couple of days! Beats any bank .. any day! Brilliant service! ***** Reviewed on: 22nd June 2017

Quick, simple, painless.

Getting a loan with zopa was so easy and I was offered a lower interest rate than the cheapest bank even with my average at best credit rating. Everything is made clear and the website is very straight forward. The pre checker is a fantastic touch and I would recommend zopa to anyone. Reviewed on: 22nd June 2017

Great service

Used the online service. Was quick, easy to navigate and painless. The loan was as advertised, no hidden charges or interest. The money was in my account quickly. Low rates of interest. Very happy with the service. Would use it again without hesitation. Reviewed on: 22nd June 2017

Superb!

I'm so happy with Zopa, the process was easy and hassle free from start to finish. The interest rates are the lowest at the time on the market, I would happily recommend Zopa to anyone. Reviewed on: 22nd June 2017

Great provider

Smooth process, very quick decision making and processed funds quickly. Great customer service. Reviewed on: 22nd June 2017

'for lenders and borrowers with a heart'

zopa loans offer fantastic rates - a truly wonderful facility for two parties to give and take with a clear conscience. I've been loaned money three times with affordable and realistic repayment rates every time. I wouldn't recommend anyone else. zopa is super! Reviewed on: 22nd June 2017

Very good provider

Helpful. Quick response. Definitely would recommend. Reviewed on: 22nd June 2017

happy customer

easy to apply , fast response , money available in bank account , no hassle easy .... Reviewed on: 22nd June 2017

Quick & Easy

It was so simple to apply and the approval was the same day. I get an email each month advising me that the money has come out and it gives me an updated status and statement. Reviewed on: 22nd June 2017

Excellent rates

Zopa was the cheapest rates and quick and excellent service Reviewed on: 22nd June 2017

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