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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Super easy......

Very quick no fuss place to borrow money.! Reviewed on: 15th June 2017

ZOPA a great way to borrow.

I found Zopa on line and started the process of borrowing from them. The whole transaction from start to finish could not have been easier or smoother. Highly recommended. Reviewed on: 15th June 2017

great for personal loans

I have had a couple of loans with zopa and find the interest rates and the monthly repayments fantastic, better then any bank or building society loan by far. I have and will continue to recommend zopa to friends and family Reviewed on: 15th June 2017

Overall good

Helped me to buy a car as I do not qualify for financing. Very helpful and easy. Interest rate a bit high, but probably as I am a resident on a visa. Overall would recommend. Reviewed on: 15th June 2017

Impressed with the simple and fast service

I applied for a loan with after doing a soft search with a credit report company. The application took all of 5 minutes, probably less, and the money was in my account a day earlier than expected. Never had such an easy application process. Love that you can make additional payments whenever you like and that this lowers your monthly amount. Not to mention the extremely low interest rate, by a mile the best deal around including big name banks and building societies. Reviewed on: 14th June 2017

Awesome!

Great service. Never had any problems. Reviewed on: 14th June 2017

Fantastic proffesional fast service

Unbelievably easy to obtain a loan from Zopa - no fuss at all - just action Top Service Reviewed on: 14th June 2017

Best rates for loans and easy arrangement online - totally happy!

I had two cars break down on me and needed a loan to buy another, as I have to have a car for work. When looking on the internet for loans, ZOPA came up with the lowest interest rates, the arrangements online were very simple and straight forward and I had the loan (and the car) within a few days all sorted. Would always recommend this and am happy to confirm personally. H. L. Reviewed on: 14th June 2017

Two quick and easy loans

I have been very impressed with both speed of service and price both times I have dealt with Zopa. Reviewed on: 14th June 2017

Easy and straightforward

Applying for a loan is very easy and straight forward taking no more that 10min to apply. With good rates and fast transfer of money to account would recommend using Zopa for a loan what ever it should be for. Reviewed on: 14th June 2017

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