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Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great loanee

5
I found this company easy to deal with and fast to receive my money Reviewed on: 30th May 2017

Zopa ---- it's well worth a try!

5
After going through my own bank for a loan and subsequently being turned down .I decided to go with Zopa and found that they were an attractive offer, it was a good APR and the Money was available remarkably quick. Reviewed on: 30th May 2017

Easy to use and individual

5
I had a great experience with zopa - friendly individual attention. Not just an application but treated as a person Reviewed on: 30th May 2017

Excellent service

5
I have dealt with banks as well as Zopa. The Zopa service steals the show on convenience and speed of their loan service. I give them top marks. Reviewed on: 30th May 2017

Supa Zopa

5
top credit, great deal ,secured in minutes ,great service, Reviewed on: 30th May 2017

fantastic service.

5
It was well informed,Fast ,and ofcause best deal. Service that up to date in to 21st century life style. Very happy client .recomended to so many friends Reviewed on: 30th May 2017

Fab

5
I think this is a Super service very quick and easy to use. Online to see your progress is helpful. Reviewed on: 30th May 2017

Fast, friendly, efficient.

5
My loan went through with a minimum of form filling, and was very quickly delivered to my account. I was treated with courtesy, respect and friendliness. Highly recommended. Reviewed on: 30th May 2017

Great experience

5
Simple and easy to use with a good online interface Reviewed on: 30th May 2017

Great lender. Very competitive rates

5
Was after a small loan to purchase a car, after some research found Zola. Who's rates were the lowest by far and applying for the loan was effortless. I was execpeted in no time. Reviewed on: 30th May 2017

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