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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
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Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent way to borrow money safely

5
Brilliant experience using Zopa very competitive interest rate on my load would highly recommend Reviewed on: 30th May 2017
Claire Todd 's avatar
Claire Todd

Fantastic service

5
Applying for a loan with Zopa was quick and simple. I would definitely recommend Zopa to friends and family. Reviewed on: 30th May 2017
Sonya's avatar
Sonya

Easy, secure and rewarding

5
I found that using Zopa makes things very simple, quick and affordable Reviewed on: 30th May 2017
Ian potts's avatar
Ian potts

Zopa have been great!

5
A friend of mine recommended zopa to me, as this was my first experience with peer to peer lending I was sceptical at first. I would recommend zopa to anyone after an easy- pleasant experience. Reviewed on: 30th May 2017
Matthew's avatar
Matthew

Great

5
Fantastic experience! I had absolutely no issues at all! Reviewed on: 30th May 2017
Cristian Botofan's avatar
Cristian Botofan

As simple as it gets!

5
Never before have I ever borrowed from a loan company with such an easy application process. From the initial contact through to the money in the bank which was super quick! I'd wholly recommend zopa! Reviewed on: 30th May 2017
Hadleigh Bedding's avatar
Hadleigh Bedding

Great

5
Great people. Great service. Quick and professional. No fuss. And the lowest interest rates on the market at the time. Really helpful Reviewed on: 30th May 2017
Thomas Davis's avatar
Thomas Davis

Fast & efficient service

4
Quick and easy to use......the rate I applied for is what I got. No fuss and need to chase staff for funds Reviewed on: 30th May 2017
Graham's avatar
Graham

Great service

5
Quick and easy loan. Easy to manage online. Great payback plans. Never had a problem. Have had 2 loans from Zopa. Great service. Reviewed on: 30th May 2017
Michelle Cooper's avatar
Michelle Cooper

Zopa - the straightforward way to loan money

5
When I was researching personal loans, I came across Zopa. I had not heard of them before and new little about how they operated. I called customer service a couple of times and the staff were very well informed, knowledgable and friendly. I ended up choosing Zopa over my high street bank because of the flexibility they offer and great service. Reviewed on: 30th May 2017
Bretton's avatar
Bretton

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