Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Keeping it Low!

I didn't expect to be approved for a loan, but even better I was approved and it's the lowest interest rate I have ever seen!! Thank you for getting me out of a load of debt!!! Reviewed on: 30th May 2017

Fast, easy, value for money

The whole experience was quick and easy. The interest rates were also really attractive, this put my mind at ease immediately. The loan resulted in me purchasing a car which in turn helped my wife, who isn't the best traveller, feel safe in. Thank you Zopa from me and my family. Reviewed on: 30th May 2017

One Happy Girl

After reviewing other car loan lenders and the rate provided due to my personal circumstances. Zopa were able to provide me with the money I needed at a affordable rate and the funds were available immediately which enabled me to get on with other important things. I can also review my loan whenever I like and pay extra if I can. would recommend to my friends & family. Reviewed on: 30th May 2017

Excellent

Quick efficient easy website and no fussy forms Reviewed on: 30th May 2017

Easy and straight forward...

Stress free experience arranging the finds I needed quickly... Reviewed on: 30th May 2017

Fantastic, fast, no hassle

I asked for a lone they gave me a great rate & it was there Reviewed on: 30th May 2017

Fab!! Everything I needed in a loan.

From start to end very positive experience, quick decision and quickly deposited funds best interest rate I found anywhere. Would definitely recommend and use again. Reviewed on: 30th May 2017

Super

AAA+++++++++++++++++++++++++++++++++++++ Reviewed on: 30th May 2017

Good

Good and easy to apply A******** Reviewed on: 30th May 2017

Effective service

Good customer service. Loan was received within 3 days of application Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Sunny 4.90 from 6022 reviews
Personal loans
from Abound 4.93 from 2675 reviews
Personal loans
from Clockwise Credit Union 4.88 from 2926 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub