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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Great experience

Simple and easy to use with a good online interface Reviewed on: 30th May 2017

Great lender. Very competitive rates

Was after a small loan to purchase a car, after some research found Zola. Who's rates were the lowest by far and applying for the loan was effortless. I was execpeted in no time. Reviewed on: 30th May 2017

Turned a pessimist into an optimist by giving me a helping hand

A real loan company with realistic rates to Give people and helping hand without drowning them in a sea of ridiculous interest rates , great to see common sense starting to prevail . Reviewed on: 30th May 2017

Great service

Easy, quick - straight forward. Excellent provider Reviewed on: 30th May 2017

Perfect customer experience

A very straightforward application process and a very competitive interest rate. The idea of this type of lender/borrower organisation is particularly appealing as it benefits both parties through cutting out the profit making of an intermediary High Street Bank. Uniting that with first class customer service is the icing on the cake. Reviewed on: 30th May 2017

Excellent and quick service. Very professional.

They carry out their checks and transactions within days. Very please with their interest rates. Full of praise for them. Keep the good job up Reviewed on: 30th May 2017

Best loan company ever

Professional , courteous , friendly, helpful , efficient & competitive Reviewed on: 30th May 2017

Best personal loans

Beat loans with low interest, very happy with them Reviewed on: 30th May 2017

A Dream

I couldn't believe how straight forward the process was especially as a first-time customer. You would have thought I'd been using Zopa for years. Reviewed on: 30th May 2017

Best loan company

Zopa is the best loan company you can find! , you have you loan in your bank in no time and the APR is nice and low , i wouldnt go anywhere eles Reviewed on: 30th May 2017

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