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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Best loan company

Zopa is the best loan company you can find! , you have you loan in your bank in no time and the APR is nice and low , i wouldnt go anywhere eles Reviewed on: 30th May 2017

Great honest loan company

The website could not have been easier to use. I felt confident I understood the amount I was borrowing with the options of length of repayment and interest easily explained I was able to choose the right loan for me with incredible interest rates. I'm a very happy customer of Zopa Reviewed on: 30th May 2017

If its too good to be true....

In this case with Zopa, it is too good to be true that there is a company whose website is simple, informative and tells you exactly what you need to know. They are the best since sliced bread !!! No hidden charges, surprise fees or these "admin" costs that appear every now and again. Clear and concise, you know that when using Zopa you're in the best hands possible !!!! Reviewed on: 30th May 2017

Straightforward, simple, honest

Had a couple of loans with them, very competitive rates and good to deal with. Reviewed on: 30th May 2017

Loan was easy

Really really easy application .Got the money really quickly. Reviewed on: 30th May 2017

Simple and straightforward company

A simple and straight forward process and the funds were available quickly. Reviewed on: 30th May 2017

Brilliant loan providers

On line and on the phone great service reliable on time deposit of the money Reviewed on: 30th May 2017

Easy low cost loan

I was attracted by the low cost of this loan and the fact it was easy to arrange. The staff were very friendly and it was so quickly acted on I was amazed how it appeared straight away in my account. I would definitely use Zopa again Reviewed on: 30th May 2017

Great service

Applying was really easy. The guidance was very clear and made it easy to understand the offer and service. The web portal gives me great knowledge of the position of my loan. Reviewed on: 30th May 2017

Zopa Rocks!

I've borrowed a few times with Zopa and each time has been a calm and reassuring experience. Couple this with great rates and excellent customer service means Zopa Rocks! Reviewed on: 30th May 2017

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