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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Great loan experience

I got my loan quickly and got great customer service Reviewed on: 30th May 2017

Good loan provider

Greater company. Taking the loan was simple and quick Reviewed on: 30th May 2017

Quick easy loan with low interest

Quick and easy to get loan, straight into bank. Low interest rates and regular keep in touch emails. Reviewed on: 30th May 2017

Fast and easy to. Apply

Easy application fast answer brilliantly. Cheap interest rates Reviewed on: 30th May 2017

Easy fast and good intrest rates

I was looking for a consoladation loan it was quick and easy and competitive rates would highly recomend Reviewed on: 30th May 2017

Totes amazeballs

Zopa is so flexible, they offer low rates and I have extremely easy access to see and make extra payments to my loan. The application process was very quick and simple. Reviewed on: 30th May 2017

Outstanding service

Brilliant service would highly recommend to others everything clearly explained before application sent so no hidden charges or interest brilliant why all companies can't do this plus quick decision would definitely use again Reviewed on: 30th May 2017

Simple

Hassle free loan no big words or complicated forms .just felt right using zopa. Reviewed on: 30th May 2017

Robert

It was quick and easy online.good rates too Reviewed on: 30th May 2017

Quick and fast

I highly recommend Zopa. After getting an online quote I decided to go ahead. I got accepted within 60 sec, and money was in my bank within 2 days. I didn't even need to speak to anyone. Would always use Zopa again in the future. Reviewed on: 30th May 2017

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