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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Fantastic

Quick, easy to use and responsive. Fantastic loan provider would highly recommend Reviewed on: 30th May 2017

Easy!

Best rates I could find and really easy to apply and manage payments online Reviewed on: 30th May 2017

Brilliant service

Simple to apply, fast review of application ! Easy to contact if needed. Reviewed on: 30th May 2017

Quick easy and fair

Quick easy and competative rates Reviewed on: 30th May 2017

Fast and efficient- 10 out 10

Straight forward application. Excellent service. Competitive rates. Easy to use website. What more can you ask for. Reviewed on: 30th May 2017

Easy and quick decision

Very responsible lender, asked for payslip as proof of earnings to confirm I could afford the repayments and very fair rate of interest compared to other providers Reviewed on: 30th May 2017

The very best loan company i have ever seen.

This was the easiest and best rate loan you could get any where, my loan was only 10% interest compared to my bank at 29% who i have been in good standing with for at least 15 years, highly recommend any one who has cards or bank loans to consolidate them and get a loan from Zopa, you will save a fortune. Reviewed on: 30th May 2017

Great quick and brilliant rates

Very easy to apply great rates quick payment Reviewed on: 30th May 2017

Great loan experience

I got my loan quickly and got great customer service Reviewed on: 30th May 2017

Good loan provider

Greater company. Taking the loan was simple and quick Reviewed on: 30th May 2017

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