Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Very excellent service!

Quickly,reliably,available at any time,professional approach..... Reviewed on: 30th May 2017

Easy Peasy...

...Lemon Squeezy. Very simple application process, excellent rates, sensible communications. Couldn't ask for more. Reviewed on: 30th May 2017

Fantastic

Quick, easy to use and responsive. Fantastic loan provider would highly recommend Reviewed on: 30th May 2017

Easy!

Best rates I could find and really easy to apply and manage payments online Reviewed on: 30th May 2017

Brilliant service

Simple to apply, fast review of application ! Easy to contact if needed. Reviewed on: 30th May 2017

Quick easy and fair

Quick easy and competative rates Reviewed on: 30th May 2017

Fast and efficient- 10 out 10

Straight forward application. Excellent service. Competitive rates. Easy to use website. What more can you ask for. Reviewed on: 30th May 2017

Easy and quick decision

Very responsible lender, asked for payslip as proof of earnings to confirm I could afford the repayments and very fair rate of interest compared to other providers Reviewed on: 30th May 2017

The very best loan company i have ever seen.

This was the easiest and best rate loan you could get any where, my loan was only 10% interest compared to my bank at 29% who i have been in good standing with for at least 15 years, highly recommend any one who has cards or bank loans to consolidate them and get a loan from Zopa, you will save a fortune. Reviewed on: 30th May 2017

Great quick and brilliant rates

Very easy to apply great rates quick payment Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from RBS 3.84 from 10 reviews
Short-term loan
from Wonga 2.56 from 84 reviews
Personal loans
from Hastings Direct 4.38 from 119 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub