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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

SIMPLY straightforward

We needed a loan to purchase our car. ZOPA came in with the most reasonable and affordable rates by a landslide. The whole process was simple and quick to get set up and going. Next time I need a loan, they'll be my first port of call. Reviewed on: 30th May 2017

Fair, fast and effective.

Easy process, supportive staff and a loan that enables me to purchase the car I have been saving towards for the last few years. Thanks. Reviewed on: 30th May 2017

Very excellent service!

Quickly,reliably,available at any time,professional approach..... Reviewed on: 30th May 2017

Easy Peasy...

...Lemon Squeezy. Very simple application process, excellent rates, sensible communications. Couldn't ask for more. Reviewed on: 30th May 2017

Fantastic

Quick, easy to use and responsive. Fantastic loan provider would highly recommend Reviewed on: 30th May 2017

Easy!

Best rates I could find and really easy to apply and manage payments online Reviewed on: 30th May 2017

Brilliant service

Simple to apply, fast review of application ! Easy to contact if needed. Reviewed on: 30th May 2017

Quick easy and fair

Quick easy and competative rates Reviewed on: 30th May 2017

Fast and efficient- 10 out 10

Straight forward application. Excellent service. Competitive rates. Easy to use website. What more can you ask for. Reviewed on: 30th May 2017

Easy and quick decision

Very responsible lender, asked for payslip as proof of earnings to confirm I could afford the repayments and very fair rate of interest compared to other providers Reviewed on: 30th May 2017

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