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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Amazing

It was quick easy and painless to set up unlike others I looked at.The advisors were all helpfull and cheerful which makes a difference and I didn't have to stay on hold for hours to get through will happily use again in the future if needed :) Reviewed on: 30th May 2017

Quick and efficient

Very good service from the moment of applying to the day we repaid early. Would recommend Zopa. Reviewed on: 30th May 2017

Drama free

Drama free lending slick and simple no more to be said ;-) Reviewed on: 30th May 2017

Quick and easy process

Zopa were able to offer me a quote to see what credit I would be able to apply for. I then was able to complete a swift application form and got accepted straight away with the money in my account in few days. Overall, it was an extremely quick process which allowed me to borrow the financing I needed. Reviewed on: 30th May 2017

Fast and Simple

We recently applied for a loan with Zopa to help pay for our wedding and I have to say it was so simple. The application process was painless and took no more than ten minutes and in a matter of just a few days the money was in our account. So easy! Reviewed on: 30th May 2017

Quick, easy and simple

I wanted a loan to consolidate some debt i had that was costing me a lot in interest. I checked several other loan companies and although I have a good credit score I never got the advertised rates instead always being higher. I eventually got to Zopa and got the advertised rate. To top it off, was all done online and in less then 10 minutes. Money was paid out quickly and direct debit easy to set up. Would definitely recommend as the interest is set and for myself was very little in comparison to what I was previously paying. Reviewed on: 30th May 2017

consolidation loan

excellent fast and good value all I can say Reviewed on: 30th May 2017

Fantastic personal loan company

Very pleased and impressed! Quick to review loan application and money came in fast. Reviewed on: 30th May 2017

Hassle free. Great rates

Ive been with zopa for nearly 2 years now. Ive had no issues and im very happy that the rate i was offered and accepted was the best avaliable at the time of looking. I love the p2p lending ideal/safety that the company gives. Helpful call centre staff. Reviewed on: 30th May 2017

Low rate

Zopa had the lowest rate when I came to looking at loans and they have been decent so far. Reviewed on: 30th May 2017

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