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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Drama free

Drama free lending slick and simple no more to be said ;-) Reviewed on: 30th May 2017

Quick and easy process

Zopa were able to offer me a quote to see what credit I would be able to apply for. I then was able to complete a swift application form and got accepted straight away with the money in my account in few days. Overall, it was an extremely quick process which allowed me to borrow the financing I needed. Reviewed on: 30th May 2017

Fast and Simple

We recently applied for a loan with Zopa to help pay for our wedding and I have to say it was so simple. The application process was painless and took no more than ten minutes and in a matter of just a few days the money was in our account. So easy! Reviewed on: 30th May 2017

Quick, easy and simple

I wanted a loan to consolidate some debt i had that was costing me a lot in interest. I checked several other loan companies and although I have a good credit score I never got the advertised rates instead always being higher. I eventually got to Zopa and got the advertised rate. To top it off, was all done online and in less then 10 minutes. Money was paid out quickly and direct debit easy to set up. Would definitely recommend as the interest is set and for myself was very little in comparison to what I was previously paying. Reviewed on: 30th May 2017

consolidation loan

excellent fast and good value all I can say Reviewed on: 30th May 2017

Fantastic personal loan company

Very pleased and impressed! Quick to review loan application and money came in fast. Reviewed on: 30th May 2017

Hassle free. Great rates

Ive been with zopa for nearly 2 years now. Ive had no issues and im very happy that the rate i was offered and accepted was the best avaliable at the time of looking. I love the p2p lending ideal/safety that the company gives. Helpful call centre staff. Reviewed on: 30th May 2017

Low rate

Zopa had the lowest rate when I came to looking at loans and they have been decent so far. Reviewed on: 30th May 2017

Brilliant service

Good customer service, quick and easy process Reviewed on: 30th May 2017

fast and easy

fast friendly service, with very competitive rates, easy to follow application, and fast pay out Reviewed on: 30th May 2017

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