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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Robert

It was quick and easy online.good rates too Reviewed on: 30th May 2017

Quick and fast

I highly recommend Zopa. After getting an online quote I decided to go ahead. I got accepted within 60 sec, and money was in my bank within 2 days. I didn't even need to speak to anyone. Would always use Zopa again in the future. Reviewed on: 30th May 2017

Amazing

It was quick easy and painless to set up unlike others I looked at.The advisors were all helpfull and cheerful which makes a difference and I didn't have to stay on hold for hours to get through will happily use again in the future if needed :) Reviewed on: 30th May 2017

Quick and efficient

Very good service from the moment of applying to the day we repaid early. Would recommend Zopa. Reviewed on: 30th May 2017

Drama free

Drama free lending slick and simple no more to be said ;-) Reviewed on: 30th May 2017

Quick and easy process

Zopa were able to offer me a quote to see what credit I would be able to apply for. I then was able to complete a swift application form and got accepted straight away with the money in my account in few days. Overall, it was an extremely quick process which allowed me to borrow the financing I needed. Reviewed on: 30th May 2017

Fast and Simple

We recently applied for a loan with Zopa to help pay for our wedding and I have to say it was so simple. The application process was painless and took no more than ten minutes and in a matter of just a few days the money was in our account. So easy! Reviewed on: 30th May 2017

Quick, easy and simple

I wanted a loan to consolidate some debt i had that was costing me a lot in interest. I checked several other loan companies and although I have a good credit score I never got the advertised rates instead always being higher. I eventually got to Zopa and got the advertised rate. To top it off, was all done online and in less then 10 minutes. Money was paid out quickly and direct debit easy to set up. Would definitely recommend as the interest is set and for myself was very little in comparison to what I was previously paying. Reviewed on: 30th May 2017

consolidation loan

excellent fast and good value all I can say Reviewed on: 30th May 2017

Fantastic personal loan company

Very pleased and impressed! Quick to review loan application and money came in fast. Reviewed on: 30th May 2017

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