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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy and reliable

Its very easy procedure. Dont need to hassle long. Highly recommended because of its intrest rate. Reviewed on: 30th May 2017

Great loan and flexibility

Would recommend Zopa to anyone who needs a fast and flexible loan at a great rate. Reviewed on: 30th May 2017

Choose Zopa its stress free

Zopa was easy to do and the money was in bank account very quickly,no stress at all. Reviewed on: 30th May 2017

Low interest rate and great repayment terms

They had the lowest interest rate out of all lenders I searched and the no fees on early repayment is a huge bonus. Reviewed on: 30th May 2017

Speedy loan, low interest, convenient repayments.

Due to the end of interest free periods on some credit cards and in need of cash to pay for home improvements, I applied for a Zopa loan. With an easy application process, a speedy decision and a low interest rate I accepted the loan that Zopa offered me. The repayments come straight out of my account. Thank you Zopa! Reviewed on: 30th May 2017

Quick and easy a good rate

Very easy to apply and was approved in minutes. The interest rate was very good and the money was in my account on time Reviewed on: 30th May 2017

Quick easy & fast response

Super easy online forms with fast response, money was in my account within one working day , would highly recommend on my experience to all use zopla Reviewed on: 30th May 2017

Why doesn't every body use Zopa?

Great service and great savings versus high street lenders. Reviewed on: 30th May 2017

Good rates, quick service

Zopa are always competitive and are very speedy when loan agreed. Had a few loans over years, recommended. Reviewed on: 30th May 2017

Great service and experience.

The website was very easy to navigate and gave plenty of information. the application was simple and quick to fill out and I received a response for my application in under 12 hours. Very impressed. Reviewed on: 30th May 2017

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