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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

99% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great Service

Fabulous way to do business, very customer focused. Reviewed on: 30th May 2017

Quick, simple, flexible, efficient

It was suggested to me by a friend. Application process was quick and simple enough. Great because I am able to change the dates of payment as well as payment amount! Very flexible and efficient! Reviewed on: 30th May 2017

Great experience easy process

When applying was so easy, great customer services If in need of money for consolidation or bills I advise Zola Reviewed on: 30th May 2017

Best rate and fast delivery

I have been building my credit score for a year using Clearscore. Found that Zopa had the best rate for my loan. Thought this rate was out of my leak. 5 minutes later I had been pre approved. Great rate, no hassle and very fast. Spot on Reviewed on: 30th May 2017

Excellent service.

Easy application... Affordable repayments... Recommended... Reviewed on: 30th May 2017

Great service, no hassle

Had a very good experience with Zopa so far, always quick, responsive and don't hassle unnecessarily. Reviewed on: 30th May 2017

Green loan company!

Zopa is the best loan company I have ever used. Fast, friendly service with the minimum of fuss. Great! Reviewed on: 30th May 2017

Hassle Free

Fast ,efficient, hassle free,most important STRESS FREE Reviewed on: 30th May 2017

Excellent customer service

Quick reliable friendly and efficient service Reviewed on: 30th May 2017

Very easy and straightforward

Very easy to apply and money was swiftly in my account. Very good to deal with and no issues whatsoever Reviewed on: 30th May 2017

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