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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65250 reviews)

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4.94

Based on 65,250 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65250)

Excellent

I have been a customer of Zopa for some years now. Why? Well, they are easy and courteous to deal with, their interest rates are very good and their early repayment policy excellent. I have recommended them to several friends and shall continue to do so. And when I need a loan? Well, I know who I'll be going to! Reviewed on: 30th May 2017

Efficient and cheap

Super website, low cost and easy to repay. Reviewed on: 30th May 2017

Quick and Easy

Quick and easy way to get a loan , with great low rate interest and if you need to pay it off earlier, its as easy as 1,2,3 Reviewed on: 30th May 2017

Definitely recommended

Best company, no hassle and I would recommend to everyone Reviewed on: 30th May 2017

Quick and easy

The loan was simple to get, quick and easy. All done in 10 minutes using my phone! Reviewed on: 30th May 2017

Life Changing refurb

Needed a loan to update our property in Birmingham as my wife wanted to moved back home to Essex as we just had our first child. The money was used for a. New kitchen, new bathroom and decorating throughout. Great thing about this loan is that I've needed to changed payment dates because of changing jobs and the flexibility was great. Now living in Essex and feeling great. Thanks Zopa Reviewed on: 30th May 2017

Quick efficient and very friendly

Excellent service would definitely be using again - excellent rates Reviewed on: 30th May 2017

Great service

Easy to apply, money in my account within 3 days as expected. No issues so far Reviewed on: 30th May 2017

Good rates

Easy applications and very good interest rates. Reviewed on: 30th May 2017

Best loan ever

Wanted a largish loan, thought my bank would serve me best, had to make an appointment, but wouldn't give me the term I wanted at a good rate if interest, so went online for advice and zopa was recommended by the money saving expert Martin Lewis. Never heard of them before, but could apply online so thought I'd have a go. I could not believe how quick and easy it was - money was in my account within 2 hours! You don't get better than that! Amazing Reviewed on: 30th May 2017

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