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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65251 reviews)

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4.94

Based on 65,251 reviews, last reviewed 10th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

80% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65251)

Best loan ever

Wanted a largish loan, thought my bank would serve me best, had to make an appointment, but wouldn't give me the term I wanted at a good rate if interest, so went online for advice and zopa was recommended by the money saving expert Martin Lewis. Never heard of them before, but could apply online so thought I'd have a go. I could not believe how quick and easy it was - money was in my account within 2 hours! You don't get better than that! Amazing Reviewed on: 30th May 2017

Amaze balls

Great service and done exactly what it said on the tin Reviewed on: 30th May 2017

Very efficient service

Great response to customer requirements Reviewed on: 30th May 2017

Borrowing money doesn't get better than this!

Thank you Zopa, I have just paid my final loan payment, applying was simple, the rates were excellent, the money was transferred quickly and above all the customer service was second to none, when I borrow again it'll be with Zopa. Reviewed on: 30th May 2017

Easy loans

Quick and easy loans great communication Reviewed on: 30th May 2017

Quick easy sensible

Very quick service. Low rates. Happy customer Reviewed on: 30th May 2017

Excellent service

Zopa has made it quick and easy to get a loan, even when I was refused elsewhere. Reviewed on: 30th May 2017

Least hassle ever

So so simple . Quick. Very friendly efficient staff. Reviewed on: 30th May 2017

Quick and easy to manage

Applying for a loan is quick and easy. Best feature is the board so you can see how much if your loan is left to pay and the ability to make extra payments. Reviewed on: 30th May 2017

Fast and efficient service with a reasonable rate

Good overall service. I am happy with my experience of Zopa Reviewed on: 30th May 2017

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