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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Loan

The company is fast at approving your claim, offers you competitive rates, quick at getting the money to you with out dragging out paperwork and procedures and very well explained, used twice now and would highly recommend. Reviewed on: 30th May 2017

Simple

A very straight forward and easy experience and have already recommended. Thanks Zopa. Reviewed on: 30th May 2017

Quick yet professional service - very happy

A professional website and service - all the information you need in a clear way and minus any confusing 'Jargon'. I was accepted and received the money promptly too, very impressed. I have already recommended to friends. Reviewed on: 30th May 2017

Good for loans

Loans a flexible you can pay extra if your able without a charge simple and easy to use recommended Reviewed on: 30th May 2017

Great company

Easy to apply for a loan and a quick decision. Reviewed on: 30th May 2017

Cannot fault Zopa

Zopa have helped us out with a number of loans that were a breeze to setup and maintain, as well as make extra payments and to pay off early. Zopa will always be our first choice when looking for extra finance Reviewed on: 30th May 2017

Straight up, straight forward loans

Super quick, super easy and possibly one of the best consumer experience I've ever had. Reviewed on: 30th May 2017

Quick and easy

Very simple and easy process, was able to upload a copy of a payslip to verify earnings etc, which sped up the process. Efficient and easy to deal with Reviewed on: 30th May 2017

Easy, quick and straight forward

Needed money quickly and I was able to pay back monthly. I had a decision quick and was able to pay for a car after mine broke down - would definitely recommend Reviewed on: 30th May 2017

Excellent service

Super low rates, beat everyone on comparison sites Reviewed on: 30th May 2017

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