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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick and easy

Excellent no fuss service! Better than my own bank who I have been with for 25 years Reviewed on: 30th May 2017

Happy!

From star to finish the process was quick and easy. I would highly recommend. Reviewed on: 30th May 2017

Quick, easy & no fuss

Easy to manage site and process, very fast turnaround decisions and quality follow up care, what more do you want!? Reviewed on: 30th May 2017

Zopa are brilliant, Were there for mewhenI needed the help, Within 3 days I had the funds, Very organised and definently reccomend

I feel safe and secure with Zopa. Reviewed on: 30th May 2017

So straightforward and simple!

My bank of over 30 years wanted me jump through all sorts of hoops to get a loan for a car purchase. So I thought I'd try a different way and discovered Zopa. Was all sorted online within 10 minutes and at a better rate than my bank was offering! Wish I hadn't wasted my time with the bank! Reviewed on: 30th May 2017

Zopa Doopa!!

Easy, fast and very quick Reviewed on: 30th May 2017

Hassle free

Quick, easy and hassle free with great interest rates. Would highly recommend to anyone. Reviewed on: 30th May 2017

Simply the best

Used zopa twice now for various things. Great product, great service, quick and easy. I would happily recommend zopa to anyone needing to use there services. Reviewed on: 30th May 2017

Zopa the friendiest provider that you could ever imagine

I found the staff very very helpful and friendly but very professional and I was treated with respect and courtesy, I would have no reservations about highly recommending this company. Reviewed on: 30th May 2017

Brilliantly simple

I have previously had a bad credit rating and this was a recommended company for me. Simple and easy application, you're able to see exactly what you'll be paying back on a monthly basis and the total loan amount. Highly recommended! Reviewed on: 30th May 2017

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