Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 65,248 reviews, last reviewed 25th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025
Jegathasan G's avatar
Jegathasan G

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65248)

Very good!

5
Only good things to review from zopa very good company Reviewed on: 30th May 2017

excellent

5
had an excellent experience with zopa. they are quick, easy to use and really helped out at a time of need Reviewed on: 30th May 2017

Great easy informative service

5
I was so impressed with the Zopa service. Easy to use but very informative. One of the best loan services I have ever used. Reviewed on: 30th May 2017

Great and effective service.

5
Zopa was fast and efficient in providing their service. They have a very user friendly website which I was able to use to adapt my payment date. Reviewed on: 30th May 2017

Hazel free loan

5
Hi It's my experience that I am very well recommended to anybody who need an financial help. I have no doubt , you could try for Zopa loans on their website which will take only a few seconds you will get reply. Also, the payments date is really flexible. Over all I am happy. Reviewed on: 30th May 2017

quick and easy

5
quick and easy money cheap rates very good Reviewed on: 30th May 2017

My loan

5
Simple, quick and easy!! It doesn't get any easier! If you want a loan go for these guys, very competitive rates, you won't be disappointed. Reviewed on: 30th May 2017

Excellent

5
Quick and stress free experience with no hidden suprises, fully recommend Zopa Reviewed on: 30th May 2017

Quick & easy

5
Great customer service and simple application process Reviewed on: 30th May 2017

Brilliant service!

5
We got a small loan through Zopa in litterally a couple of days. It has really helped us with paying for our wedding. We are really happy with the speed and the efficiency of the service we received. We would use Zopa again if we need a loan quickly and also recommend it to anyone! Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7180 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products