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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

70% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Great company

Very swift service and got money very quickly Reviewed on: 30th May 2017

Best rates

Very happy with the whole experience. Easy to set up ! Quick response time and you don't pay over the top Reviewed on: 30th May 2017

Very good rates, setup quickly and simply

Found Zopa via Moneysupermarket. Very competitive rates compared to the high street banks. The application process was quick and straightforward, and the money was with me very quickly with no hassle. Reviewed on: 30th May 2017

Excellent!

My experience with Zopa has been flawless. Simple and easy! Reviewed on: 30th May 2017

Great service

Great customer service and easy application Reviewed on: 30th May 2017

Excellent service/excellent rates

Quick and easy to set up if you wish to speak to customer services they are always quick at answering and very professional Reviewed on: 30th May 2017

So easy, trustworthy and fast

From applying for my loan, zopa was by far the best option with regards to interest rates. The excellent customer service reviews really sold zopa to me. The money was in my account within a matter of minutes as well! Reviewed on: 30th May 2017

Super Zopa

Very easy process, very quick response time and amazing interest rates. Reviewed on: 30th May 2017

Quick and easy

The process to apply was easy and the decision was quick. Gave me a good offer considering my credit rating. Reviewed on: 30th May 2017

Excellent Lending provider

The APR was one of the lowest and the repayment time was just what I wanted! The money was in my account within 10days, they have been so easy and helpful to deal with - I highly recommend!! Reviewed on: 30th May 2017

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