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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

96% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Easy , flexible and affordable.

Really easy to set up! You're able to see how much it's going to cost you over various periods of time. I've paid off a bit every now and then and I'm able to see my monthly payments reduce immediately. I've taken out 2 loans and would definitely go with Zopa again without looking at other providers. Reviewed on: 23rd December 2016

Personal service at the best rate

Was a piece of cake to arrange a personal loan with Zopa. After the initial application, everything was followed through with calls from a single representative with no hassle at all. All this and at the best rates around. Reviewed on: 23rd December 2016

Quick and easy

Great easy to use web site. Will use again in the future. Reviewed on: 23rd December 2016

Fast, Simple, Fair, Low rates

With the BoE interest base rate so low why pay the extortionate rates that high street banks charge. Zopa charges a fair low rate and the decision process is quick and simple. Yes it is true you need a really good credit score to be accepted but to be honest you shouldn't be considering a high value loan if you do not have a great credit score. Reviewed on: 23rd December 2016

Fast Efficient and Great Customer Service

I was bowled over by the fast efficient and helpful service I got from zopa when I needed a car loan and the interest rate is the most competitive one available from a reputable company. I would definitely recommend to all my friends and family. Reviewed on: 23rd December 2016

Zopa review

Zopa for loans are quick, efficient and friendly to deal with and they have very competitive rates Reviewed on: 23rd December 2016

Excellent experience

Low interest rates, fast processing thereby no long waits, instant checks, excellent service. Highly recommended Reviewed on: 23rd December 2016

Club tropizopa

Club tropizopa Reviewed on: 23rd December 2016

Excellent all around

I approached Zopa for a personal loan and received a great service and a product. Reviewed on: 23rd December 2016

Keeping things simple

The whole process was simple - fill in forms, get an answer and money transferred in no time. Even changing the repayment date was simple. Will definitely recommend to family and friends Reviewed on: 23rd December 2016

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