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Zopa: Personal Loan reviews

4.94
Based on 63,520 reviews, last reviewed 28th Feb 2025
239200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Great service Such a easy service and great customer service Reviewed on: 28th February 2025
Craig C's avatar
Craig C

Latest lowest rating:

1

Loan settlement stress... I settled my loan and the payment went through but wasn't allocated to my loan, I had a live chat and was told that it could take up to 10 days to cle... Read more Reviewed on: 28th February 2025
Karen R's avatar
Karen R

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal Loan reviews (63520)

Fantastic value very quick answer to my application.

5
Saw a car , applied online to Zopa for a loan which was a very good interest rate . Some very simple questions , and a quick reply . I have my car now which zopa made it possible . Reviewed on: 19th December 2016

I was desperate for some quick cash to decorate my 2 girls bedroom for them before christmas and zopa saved the day, easy as pie to apply so i highly recommend!

5
Amazing loan company, peer to peer so im 100% going to deposit some money in soon as i can, easy to apply, literally took me 10 minutes and found out the following day my loan application was accepted, really helped me out in a big way Reviewed on: 19th December 2016

So easy to apply for a loan

5
Applied for loan and within 2 days it was in my bank account, no complicated forms to fill in so simple and straight forward ,this is my second loan and would not go anywhere else ,and the interest you pay back is very good would really recommend to anyone Reviewed on: 19th December 2016

Superb lender. Pay extra off your loan - at no cost. Great!

5
I've borrowed two or three times from Zopa now and I find it very simple and quick to get a loan. I regularly pay off a little extra to reduce my loan faster. No fees to do this. Much more user friendly than the traditional,robbing banks. 5 stars Zopa! Reviewed on: 19th December 2016

Quick efficient

5
From start to finish the service was 1st class .. Reviewed on: 19th December 2016

The best

5
Plain and simple to apply, quick response with an easy setup. What more can one want. Reviewed on: 19th December 2016

Quick and easy

5
Website was easy and straight forward. Quick and easy to use and the money transferred quickly too. Easy to modify payment dates etc after the loan was set up Reviewed on: 19th December 2016

Fast and simple

5
The quickest and easy loan process I've ever done. First class Reviewed on: 19th December 2016

Easy peasy loan application

5
Easy and quick and all round felt a really positive experience. I like the concept of how Zopa work the fact that actually getting the loan was simple made it all the better. Reviewed on: 19th December 2016

Easy and quick

5
Really straight forward to organise my loan. And the cheapest rate! Would recommend! Reviewed on: 19th December 2016

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