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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 25th Jul 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good card more helpful and good customer service Good card more helpful and good customer service Reviewed on: 25th July 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Great Simple Loan

Cannot be easier to set up a loan with Zopa. The website is really very simple and not confusing and took only 15 mins to set up. Would definitely recommend Reviewed on: 21st December 2016

Efficient and Easy Service

zopa offered a no fuss loan which was sorted quick and efficiently. I would thoroughly recommend this company. Reviewed on: 21st December 2016

Excellent, fast and efficient. Highly recommended indeed

The easy to navigate website made applying for a loan easy and stressfree. Thank you Reviewed on: 21st December 2016

Easy to deal with

When I took out my loan with Zopa the whole process was straightforward and uncomplicated from start to finish and loan granted and paid into my bank account in a matter of days.also great communication, Reviewed on: 21st December 2016

Easy and straight forward

The experience was easy to use and straight forward .. great website and quick decision Reviewed on: 21st December 2016

Good rates

Good rates and really helpful that I can just log in online to view where I am with payment. Nothing complicated about the site either, easy to use. Reviewed on: 21st December 2016

Fast reliable service provided. Would definitely recommend to family and friends.

Excellent experience when dealing with Zopa. Hassle free from start to finish Reviewed on: 21st December 2016

loan for car

All done and dusted in a couple of days Great interest rates, I have had a couple of loans now and will use zopa again in the future Reviewed on: 21st December 2016

No complaints

Quick and easy to apply and set up your loan and repayments online! Reviewed on: 21st December 2016

Top loan providers

Easy application and great rates Reviewed on: 21st December 2016

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