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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64936 reviews)

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4.94

Based on 64,936 reviews, last reviewed 22nd Apr 2025

29% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use It's always been straightforward and easy to interact on the app, payments and transaction are clear, applying was easy Reviewed on: 22nd April 2025

Latest lowest rating:

2

First experiences of dealing with Zopa back in Octob... First experiences of dealing with Zopa back in October 2021 were very good. The company seemed very efficient,helpful and we were well pleased. Two lo... Read more Reviewed on: 19th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64936)

Review of the Zopa, Personal Loan:

Quick and easy to apply

I received money into my account quickly. I got a good apr. The app is easy to use, overall I'm very happy with the service. Reviewed on: 17th April 2021

Easy to use

It's always been straightforward and easy to interact on the app, payments and transaction are clear, applying was easy Reviewed on: 22nd April 2025

Quick and easy to apply and cash in the bank within...

Quick and easy to apply and cash in the bank within an hour Reviewed on: 22nd April 2025

Good handy extra cash when i need it no hasle to pay...

Good handy extra cash when i need it no hasle to pay back Reviewed on: 22nd April 2025

Nice to be treated as more than just a credit score

I have a poor credit rating due to having a closed IVA on my credit file but having a Zopa credit card and connecting my bank account via open banking, allowed them to see past my credit score and in this day and age of being just a number and statistic it was nice to feel like I was treated as a human and given a second chance at credit having worked hard to put my finances back in shape, A very easy process with fair interest rates. Reviewed on: 22nd April 2025

Very helpful and there site and app are easy to use...

Very helpful and there site and app are easy to use and navigate Reviewed on: 22nd April 2025

From the very beginning to the end of my loan , ever...

From the very beginning to the end of my loan , everything was detailed and made me feel at ease , and the decision was made instantly Reviewed on: 22nd April 2025

Very reliable, and allways friendly

Very reliable, and allways friendly Reviewed on: 22nd April 2025

Quick and good customer service and received the mon...

Quick and good customer service and received the money in few hours. On line so good to keep up with payments. Reviewed on: 22nd April 2025

Great products.

Have never experienced any issues with current or past loans entered into. Very easy to check on app and are kept up to date with Zopa products. Reviewed on: 22nd April 2025

Quick decision,

Quick decision, money paid into bank straight away, only complaint slightly higher interest rate Reviewed on: 22nd April 2025

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