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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Simply the best!

The most straightforward, no nonsense way to take out a personal loan. Would recommend to anyone. Reviewed on: 19th December 2016

Great loan provider!

Very easy receiving of loan. Quick checks, easy website, quick delivery of money once agreed. Cheap rate of return. Reviewed on: 19th December 2016

great service

Exceptional rates, fast decision and money in your account within a few days. I also love the flexibility of paying back early with no extra charge. Reviewed on: 19th December 2016

Quick and low Apr loans

Great response and veery helpful highly recommended Reviewed on: 19th December 2016

Zopa are amazing

Zopa are the best loan company iv found they helped me pay for my wedding and get a new loan out to help me move house ! Highly recommend they are amazing !! There is no pressure no fuss .. direct debit payments so I don't have to worry about a thing !! Reviewed on: 19th December 2016

Quick and easy

I have already recommended Zopa to some of my friends and family - taking out a loan was super quick, no interest and I can pay off early with no extra charge. Reviewed on: 19th December 2016

Easy to apply. Hassle free

Really easy hassle free quick application Reviewed on: 19th December 2016

Simple, fast and great service

No hassle, great communication, fantastic online management system Reviewed on: 19th December 2016

Easy lending

A quick and painless way to obtain a loan at a very goog interest rate. Required the loan to finsh off a new kitchen and found the whole process from start to finish easy. Reviewed on: 19th December 2016

Excellent service

Prompt ,efficient service.Would definately use the service again. Reviewed on: 19th December 2016

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