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Zopa: Personal Loan reviews

Name: Personal Loan
Rating: 4.94 (64574 reviews)

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4.94

Based on 64,574 reviews, last reviewed 16th Apr 2025

33% increase in 5 star reviews

in the past 90 days

600% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class company. Have been with yourselves for several years now and you were the first port of call for a new loan, thankyou Zopa. Reviewed on: 16th April 2025

Latest lowest rating:

1

Eligibility problems. I'm not eligible for a small personal loan, despite holding a Zopa credit card. So I went to Zable instead. And was accepted with no fuss. Reviewed on: 13th April 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Zopa Personal Loan reviews (64574)

Review of the Zopa, Personal Loan:

Great service and app

Really easy to apply and quick decision. Simple to make overpayment and keep a check on balances. Would definitely recommend Reviewed on: 22nd February 2023

First class company.

Have been with yourselves for several years now and you were the first port of call for a new loan, thankyou Zopa. Reviewed on: 16th April 2025

My loan turned my garage into a home office...

I took out a loan to turn my garage into a home office just before lockdown and worked throughout and beyond in a really great spare. I couldn’t have done it without the loan. Zopa approved my loan quickly and easily. During the course of the loan the communications I received were timely professional and friendly. At the end of the loan a lovely message and offers to continue being a Zopa customer though savings etc were very welcome. I would highly recommend Zopa if you’re looking for a loan. They are a very customer focussed company. Reviewed on: 16th April 2025

Ten out of ten Zoppa.

My application was dealt with so swiftly- I was very pleased to have approval within minutes and the funds transfered in less than 1hr. I had some questions answered by a customer advisor via telephone conversation- these were answered fully and the advisor was polite, professional and efficient. Ten out of ten Zoppa. Reviewed on: 16th April 2025

Nice experience so far.

Nice experience so far. I have had two loans and are clear about repayments Reviewed on: 16th April 2025

Excellent service.

Excellent service. Very easy to use. Reviewed on: 16th April 2025

Can't go wrong with a Zopa loan

After considering applying for a loan from other companies I decided to choose Zopa as I found that Zopa offered one of the best deals on the market. The loan application was very easy to fill out and their decision was given in seconds. Their customer service is excellent and very easy to contact. Reviewed on: 16th April 2025

Helpful staff

Helpful staff who go that extra when relating any decisions made. Reviewed on: 16th April 2025

Super Zopa

Very easy to get a loan when I needed it. highly recommended to all. pleasure to deal with and great communication. Reviewed on: 16th April 2025

A fair and value for money lender.

A fair and value for money lender. Reviewed on: 16th April 2025

Fantastic company

Very easy to deal with and the loan was simple to apply for. Would highly recommend. Reviewed on: 16th April 2025

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