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Zopa: Smart Saver reviews

4.94
Based on 6,532 reviews, last reviewed 28th Feb 2025
21400% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Easy to use app, it's well designed for accessibility. Easy to use app, it's well designed for accessibility. Customer service is quick and helpful. Reviewed on: 28th February 2025
Hannah J's avatar
Hannah J

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6532)

Review of the Zopa, Smart Saver:

Amazing boost options and great interest rate

5
So far so good. Helping me make the most of my savings Reviewed on: 11th January 2023

An easy refreshing way to manage savings

5
The app is simple to use and understand and simple is good. Applications are quick to process and you can set up innovative ways to deposit funds. It's just an easy refreshing way to manage savings. Reviewed on: 17th January 2025

Quick transfers and very easy to use app

5
It is so easy to set up different sub accounts, move money between them and choose to have instant access or lock your money in for a slightly higher interest rate. External transfers in and out are very which encourages you to save more knowing that if you move too much money in, you can quickly return it. The rates are not the best available, but, I feel the speed and functionality of the app makes up for this. Reviewed on: 17th January 2025

Easy set up and great rates

5
Easy set up, easy access and good interest rates. App straightforward to use. Clear communications regarding rate and conditions changes. Reviewed on: 17th January 2025

Market leading rates at the touch of a screen.

5
Market leading rates at the touch of a screen. Easily accessible support when you need it. Reviewed on: 17th January 2025

ZOPA are an excellent financial service provider

5
ZOPA are an excellent financial service provider Reviewed on: 17th January 2025

I have found dealing with Zopa and the app very easy...

5
I have found dealing with Zopa and the app very easy and informative. I am delighted to see how my savings are increasing and with the range of products offered. There is a dedicated effort to keep people up to date with their savings. Reviewed on: 17th January 2025

Great job good like it’s very well

5
Great job good like it’s very good especially me Reviewed on: 17th January 2025

Simple to use.

5
Simple to use. Easy to set up and manage. Easy to view savings. Reviewed on: 17th January 2025

Game changing options

5
I have recently sold my property to provide overnight care for my nan. I was eager to put the money i received into an account to earn interest. I search through many banks and building societies to try to find a good interest rate as well as options to withdraw money sooner, due to the need to be flexible in case sudden change were to happen in my living circumstances. My sister has a zopa account and recommended it to me. What I love about it the most is you have options to fix your money like most isa accounts but for different time frames of your choosing. I like that you can provide notice to access money without worrying it's fixed for a year but still benefiting from a competitive rate. This has been a game changer for me, it's made me feel at ease if anything were to happen I could access it as soon as I required. The app is so easy to use. I love I can track my money and interest whenever I want. I feel this is a game changer in the banking world, the app as well as the opportunities the variety of choices to save give to you. Reviewed on: 17th January 2025

Very easy and straightforward to open and use

5
Very easy and straightforward to open account. Easy to added money / withdraw money. Good interest rates on savings accounts Reviewed on: 17th January 2025

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