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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent company

fantastic upfront honest company who consistently give great interest rates for the every day saver Reviewed on: 20th February 2023

Best mobile bank for me

I am no tech expert but I find Zopa so easy to use and it pays top interest rates. It is a British bank with a full British licence. Other banks such as Monzo and Starling have had bad press recently, as has Revolut, which is net yet a bank in Britain. Reviewed on: 20th February 2023

Competitive rates, compelling terms

I love using Zopa to maximise my savings as it’s so intuitive to set up and manage, the rates are highly competitive, and the boost feature means I can get more from money I don’t need straight away by locking it away for a short period, without having to commit to inflexible fixed rate savings products Reviewed on: 20th February 2023

Amazing savings account

Opening and managing the account is very easy, rates are good and the app is user friendly. Reviewed on: 20th February 2023

Quick Easy Setup Great Rates

Very easy to use and it's great to actually be getting something from my savings. Reviewed on: 20th February 2023

The easiest and quickest way to manage online savings

Zopa provides a platform that’s easy to use when looking to maximise returns on your cash savings Reviewed on: 20th February 2023

Pot based savings at a great rate

Ring fencing your money into different pots means no need for multiple accounts and the great rates make it a no brainer. Reviewed on: 20th February 2023

Easy saving!

So easy to set up and transfer my money into each month and a great rate! Reviewed on: 20th February 2023

Great app making it easy to save

Got credit card with 0% transfer. Great as didn't have great credit score. Have managed to save using them also. Fantastic for me. Reviewed on: 20th February 2023

user friendly Zopa

The app is so easy to use. The layout gives an immediate overview if you have more than one pot of money. Each pot shows you how much you've put in, taken out, earned as interest. Their email updates are just often enough, not overwhelming. And! ... they do great interest rates! :-) Reviewed on: 20th February 2023

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