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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to open account - great app

Opened the account 2 months ago. Process easy. App great. Couldn't be happier with customer service Reviewed on: 20th February 2023

ZOPA banking

It was very easy to set up an account with the Zopa app and very rewarding to see interest payments added on a monthly basis and keeping pace with Bank of England rates. I would recommend this bank to anyone who would like to receive a safe and rewarding return on their savings. Reviewed on: 20th February 2023

Money is locked away

As someone who finds it hard to save, dipping in to what ever I put away. having an account that has a good interest rate and that I can’t just take money out of. Is a godsend. Reviewed on: 20th February 2023

Easy to open, easy to use, great rates

Opening online was a doddle, managing the account via the app is easy. Great interest rates to boot! Reviewed on: 20th February 2023

Brilliant service and interest rates

Brilliant service and interest rates Reviewed on: 20th February 2023

Smart saver

So easy to use easy to set up - great rates and like the different pots as I gave them as different savings goals Reviewed on: 20th February 2023

Thank you

For rewarding me for saving with you!!! Reviewed on: 20th February 2023

Excellent rates, easy to use.

Easy and flexible manipulation of money in the pots. Reviewed on: 20th February 2023

Easy to set up and easy to use

Very easy to set up. The flexibility it gives me is perfect for my needs. Interest rates are comparable with others. Reviewed on: 20th February 2023

Easy to set up and use

I've found this really easy to use and excellent interest rate Reviewed on: 20th February 2023

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