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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to use. Love the piggy bank facility.

Zopa's easy to use smart saver makes saving money straight forward and organised. The piggy bank style system helps to save for specific items. And the interest rates are good. Reviewed on: 20th February 2023

Great app

Great app!! Very easy to use and would recommend Reviewed on: 20th February 2023

Very easy to use

Very easy to use, I like the fact that there can be separate pots with different interest rates to allow for flexible saving. Only slight change would be to show the daily interest rate Reviewed on: 20th February 2023

Super Helpful

Really appreciate the separate pots and the notification requirements that make it easier to control money and encourage saving! Reviewed on: 20th February 2023

Easy Peasy

Life’s so complicated. Great that ZOPA isn’t. Reviewed on: 20th February 2023

Amazing rates and ease to use

Was so ease to set up Content is really clear The design of the app makes it ease to use without reading instructions and the rates are competative. Reviewed on: 20th February 2023

Simple. Smart. Superb!

Really simple app. Great access to my savings without compromising on interest rate. Seem less transactions. Highly recommend. Reviewed on: 20th February 2023

Excellent savings account. Highly recommended.

So easy to set up and top up your savings Reviewed on: 20th February 2023

Great product and so easy to set up

I was looking for an easy savings account and came across this saver on line. It offered exactly what I was looking for, good interest but also good reviews. It was so easy to set up and when I have needed to speak to a team member - you can!! Reviewed on: 20th February 2023

Best savings account I have had

Best interest rate I’ve seen for years- so easy to transfer in and out. Just wish I knew about them sooner! Reviewed on: 20th February 2023

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