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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

So glad I signed up

Zopa recommended by Money Saving Expert and I've been really happy with the ease of use, the savings rate and the App itself. 100% would recommend Reviewed on: 20th February 2023

Easy to use, good rates.

One of the really nice things is the ability to be able to set up different pots with different notice periods to take advantage of higher interest rates very simply. Reviewed on: 20th February 2023

Innovative

Very easy to setup, easy to understand, competitive rates but most importantly innovative ways of managing pots that are most stand out. Reviewed on: 20th February 2023

Smart saver- smart bank

The efficient application and app lead to a very easy to navigate and understand savings page with excellent rates. Attractive tiered savings rates allow an easy way to move money between accounts to maximise savings returns. An excellent addition to the sector. Reviewed on: 20th February 2023

Smart saver

Fantastic way to save for those special occasions or treats. Reviewed on: 20th February 2023

Wicked interest

This is the best paid interest account i have Reviewed on: 20th February 2023

Much more effective than I imagined

This service I began to use as an easy smart saver. The APR interest increased more than I expected and the app is extremely easy to use. I wish I signed up earlier Reviewed on: 20th February 2023

Great rate - easy to use

Really impressed by Zopa. The rate on the account is either market leading or with so little difference it doesn't matter. Crediting and debiting the account is so easy and I am nearly 72. Reviewed on: 20th February 2023

Quick and easy

Quick and easy set up. Interest rates could be better Reviewed on: 20th February 2023

Great Service

Easy to set up and easy to operate. Reviewed on: 20th February 2023

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